Wind Mitigation Inspections
Required documentation for Florida insurance discounts — we verify your home's hurricane-resistance features and file the official state form.
Florida homeowners can save hundreds to thousands of dollars per year on homeowners insurance with a wind mitigation report.
What We Document
Every factor that affects your wind mitigation credit is thoroughly inspected and documented on the official OIR-B1-1802 form.
Roof shape & geometry
Hip, gable, flat — roof shape is the single biggest factor in your wind mitigation discount.
Roof deck attachment
Nail type, spacing, and pattern determine how well your deck stays on in high winds.
Roof-to-wall connection
Clips, single wraps, double wraps, or structural — each tier unlocks greater savings.
Roof covering type & age
Material and installation date affect both insurance eligibility and discount level.
Opening protection
Impact-rated windows, doors, and shutters can dramatically reduce your premium.
Official OIR-B1-1802 form
The state-required form submitted directly to your insurer to apply your discounts.
Common Questions
How much can I save on my insurance?
Savings vary by insurer and property, but many Florida homeowners save $500–$2,000+ per year. The inspection typically pays for itself many times over.
How long is a wind mitigation report valid?
Most insurers accept reports for 5 years, though some require renewal sooner. We note the inspection date on every report.
Do I need a wind mitigation inspection if my home is new?
Newer homes built to post-2002 Florida Building Code often qualify for the best discounts automatically, but an inspection documents and proves it to your insurer.
Can I combine this with a 4-Point or full home inspection?
Yes — bundling inspections is common and cost-effective. Ask about combination pricing when you book.
Want to learn more about wind mitigation inspections?
Understanding the difference between a wind mitigation and a 4-point inspection can save you money. This independent resource breaks it down clearly.
Click here to learn more about wind mitigationStart saving on your insurance today
Book your wind mitigation inspection and we'll handle the paperwork.